 |
| Critical Illness | Group Health & Dental | Long Term Care | Disabiltiy Insurance |
Critical Illness-A Great Need
Heart Attack, Stroke, Cancer, Coronary Artery By-Pass, Diabetes, Prostate and Breast Cancer."Protect your family today from tomorrow."
Diagnosis of these illness have been growing as well as the financial diasters they leave behind as a result of no proper immediate treatment or financial resources available to address these illnesses.
Surviving a Critical Illness is very likely these days with advanced medicine and programs like Best Doctors allocating specialist world wide to address your condition.
Statistics:
- 80% of hospitalized heart attack victims survive, the percentage is higher for those with their first heart attack and lower for those with recurrent heart attacks.
- 75% of storke patients survive the initial event.
Surviving a critical illness or conditon can affect you:
- emotionally
- physically
- financially
It can also affect
- your spouse
- your family
- your business partner
- your business
Do you have the financial resources to survive a critical illness?
Could you afford to
- Pay down your mortgage or personal loans
- Modify your home
- Protect retirement savings
- Finance a change in occupation
- Hire private nursing or domestic help?
- Obtain timely, non-insured treatment outside of Canada
- Finance a recovery vacation
- Obtain experimental treatment
A critical Illness or condition may require treatment and services with unexpected costs such as wheel chairs, scooter, home care bed , private nursing and a housekeeper which can run into to thousands of dollars per month.
You may wish to seek timely treatment outstide of Canada.
|
Treatment at the Mayo Clinic in Buffalo |
Cdn. Dollars |
|
Coronary Artery Bypass (hospital stay 5-7 days) |
$67,500-$97,500 |
|
Modified radical mastectomy |
$19,500-$24,375 |
|
Radiation Therapy |
$34,500-$42,750 |
|
Heart Transplant, hospital stay 2-4 weeks |
$240,000-$260,000 |
Cancer treatment sought in Canada can take up to 12-20 weeks longer than available in the United States. How will you recoup these costs as well as the natural down time? What solutions are currently available?
- Health Insurance
Covers certain medial expenses but may not cover additional expenses often associated with a critical illness or condition.
- Health Insurance
Provides regular income to help meet day-to-day living expenses but may not provide enough to pay for all the additional expenses associated with a critical condition.
What other Solutions are available?
- RRSP’s & Savings
Provides financial resources but if used will reduce retirement income
- Loan
Provides additional financial resources but create an additional financial burden for you, your family or business.
- Critical Illness Insurance
Provides additional financial resources to help pay for additioin personal, family or business expenses which often accompany a critical illness or condition.
"Your most cost effective solution to finding the means to LIVE." |
