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| Life Insurance | Will | Debt Reduction | Education Funding | RRSP | Home Buying |
| Emergency Cash |
Life Insurance
- Reduced Term Insurance Rates
- Up to $249,000 of Life Insurance with NO BODILY FLUID requirement applies
to age 45 years of age and younger.
- Critical Illness with the Option to convert to Long Term Care Insurance
NOW AVAILABLE.
- Purchase Any 10 or 20 year Term and convert to permanent without medical
evidence with 5 years of the effective Date.
Our families are our future, protecting your family from one of lifes most inevitable events ensures that they will not face adversity in your absence.
Life insurance provides a tax free benefit to you or your corporation to maintain and build your future or legacy. A cost effective means to protect your mortgage, family income, avoid taxation through capital gains, leveraging to avoid further taxation, estate preservation, business succession, key man insurance, chartible gift giving, education funding etc. An excellent tax sheltered as environment as well as planning your future.
Types of Life Insurance Protection
Term, Universal Life, Whole Life, Limited Pay Programs
Term
Utilized to cover short term needs such as a mortgage, young family with children to provide an income in the event of death, business protection of a key person within an organization.
Universal Life
Permanent life insurance product pending the overall performance of investments choosen by you the client.
A cost effective means of buying coverage within a good investment environment. Commonly used for individual, business succession, key man. Whole Life-permanent life insurance with a variety of options to purchase more coverage, collect dividends and build wealth. Commonly used within many estate plans, gift giving, business succession etc.
Limited Pay Programs
Permanent life insurance with a guaranteed payment period. An excellent program to avoid the volatility of the investment market and ensure a 15 or 20 year payment period with guarantees of a complete paid up estate.
Commonly used for individual ife insurance, estate preservation, estate planning, charitiable gift giving, business sucession, key man insurance.
For a complimentary quote, please complete our request to quote form below
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